What Can I Afford?
One of the first steps in the home-buying process is determining your buying power.
Why do this upfront?
Knowing what you can afford and selecting the best financing in advance not only saves you time, but allows you to submit a strong, competitive offer when you find the home of your dreams.
What will a mortgage lender consider?
Your income, debt and credit history
What do monthly mortgage payments include?
- Principal and interest on the mortgage loan
- Property taxes
- Homeowners' insurance premium. This is often referred to as "P.I.T.I."
- Mortgage insurance premium - depending on your down payment
- Homeowner association fee - depending on the community
- If you want to do a little calculating on your own, here are a few tools to get you started.
HUFF Realty Mortgage
Get Pre-approved/Apply for a Mortgage
Refinancing
Meet Our Mortgage Team
Calculators and Tools
What can I afford? What are my payments?
Credit Reports and Credit Lines
Call us at 1-866-859-1868
